I recently decided to apply for a Walmart credit card because of the additional benefits I’d receive as a cardmember. As an afterthought, I decided to add my daughter as an authorized user. She doesn’t overspend, and I know she would ask me before making a purchase, and so she was an added user. The thing is when I asked her about the card about an hour ago. She did not know where she put the card. Sighs, until she finds the card, I’ve locked the card.
What’s a credit card lock? A credit card lock pauses any activity on the card so that no one (not even the user) can usually make purchases. I say usually because from my understanding, some users might be able to make some purchases with the locked card if it’s in their digital wallet. I find that a bit odd; you’d think a lock would cover that also. That’s a non-issue since she does not even have a digital wallet.
I believe my daughter when she says that the card is “somewhere in her room.” Last month, when I handed the letter to her containing the card, I told her to put it in a safe place. I imagine she placed it down, intending to do that later. Of course, later never happened. Was I annoyed? Of course, however, I did the responsible thing (even though I was optimistic that the card was in her room somewhere) and locked the card. It was also a teachable moment on the importance of placing important information away immediately. Since at times, we can become distracted by various things, set things down absentmindedly, and later have a time figuring out where the item was placed. It’s why I put things away immediately. I don’t want to deal with the unnecessary frustration of figuring out where the item might be.
Updated to add:
Shortly before midnight, my daughter found her Walmart card. That was about an hour after I wrote this post, and it’s now in a secure place. I made sure of that.
Another update:
I’ve unlocked her card. I had her activate it and return it to its safe place.